Mortgage Meadow - Home-owner remortgages

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Home-owner remortgages

A remortgage is simply switching your mortgage from one lender to another. Remortgaging is an excellent way of finding a better deal which could significantly cut your monthly outgoings. Millions of people are realising they could save money with a remortgage - Lenders often offer incentives such as free legal services or reduced fees for remortgage customers, making the process simpler and quicker than you may think. As well as reducing your monthly payments, you can also remortgage for a range of other purposes such as to raise money (Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable) or to consolidate debts. However with the hundreds of lenders and thousands of products out there the whole process can seem daunting.

At Mortgage Meadow we have strong links with a large number of lenders putting you in a better position to secure a remortgage than by you searching the market alone. We are experts so can find you the most suitable mortgage to fit your circumstances. We can talk through deals with the decision-makers in person and explain to them your situation. Having this relationship with lenders means that they can take an individual view on your particular circumstances and are more likely to agree the loan as a result. For more information on remortgages, please speak to one of our advisors now, or use our online mortgage assistant to get a quote.

Remember think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

**Mainstream Remortgage**

Type	Initial Rate	Duration	Subsequent Rate	Overall Cost for Comparison	Early repayment charges	Incentives

Fixed Rate	5.49%	30/11/2011	7.00%	7.1% APR	3% of the loan to be paid until 30/11/2009 then 2% of the loan to be paid until 30/11/2010	Free Legals & Free Valuation
Tracker Rate	5.54%	2 years	7.09%	7.2% APR	2% of the loan to be paid within the first 2 years	Free legals & Free Valuation
Discount Rate	5.69%	31/08/2010	7.09%	7.3% APR	None	Free valuation & free legals
Fixed Rate	5.69%	30/11/2011	7.00%	7.1% APR	3% of the loan to be paid until 30/11/2010, then 2% to be paid until 30/11/2011	Free valuation and free legals
These pages are a summary of information and interest rates currently available to Mortgage Meadow. These products are subject to other criteria that may or may not mean they are available to you, depending on your individual circumstances. For a more accurate figure please contact Mortgage Meadow for a personalised illustration or use our online mortgage assistant. APR is calculated based on a £100k capital and interest mortgage over a term of 25 years, and figures are correct at the time of going to the Internet in August 2008. Information for this table has been taken from the Trigold Mortgage Sourcing system.