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Critical Illness Cover obligations
What are your obligations when taking out a critical illness or Life assurance policy?
All life assurance and critical illness contracts are based on the principle of utmost good faith. This means that the information you give to the life assurance or critical illness provider is true in its entirety. Companies may ask for further information such as a doctor’s report about past conditions. You have a right to see any information that a doctor provides to a life assurance or critical illness provider about you.It is very important that any information you give to a life assurance or critical illness provider is truthful. Not disclosing current or past conditions, even those that you feel do not matter to the policy, can have serious consequences on whether your claim will be paid.
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