Your home may be repossessed if you do not keep up repayments on your mortgage.
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Life Assurance and Mortgage Protection help
If you take out a mortgage and have a family or dependants who may be in financial difficulty if you were to die or suffer from a critical illness, you should consider taking out life assurance and critical illness cover.If you were ill and were unable to work again how would you pay for your mortgage? Would you want that worry? Similarly if you took out a mortgage and you were to die, would you want to leave your family with the worry and stress of paying the mortgage?
Even if you are single and have no family or dependants at the moment, your circumstances will probable change throughout the term of a mortgage. Life assurance and critical illness premiums do increase with age, so the later you leave this kind of cover; the most expensive it is likely to be.
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